{"id":4773,"date":"2017-05-02T15:11:39","date_gmt":"2017-05-02T20:11:39","guid":{"rendered":"https:\/\/uwm.edu\/finances\/?page_id=4773"},"modified":"2026-07-14T08:32:47","modified_gmt":"2026-07-14T13:32:47","slug":"yearly-limitsaggregates","status":"publish","type":"page","link":"https:\/\/uwm.edu\/finances\/finances\/receiving-financial-aid\/yearly-limitsaggregates\/","title":{"rendered":"Yearly Limits\/Aggregates"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Semesters<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Most grant programs are only available for undergraduate students and have <strong><em>limits on the number of semesters<\/em><\/strong> in which a student can receive funds.&nbsp; For most, the maximum is between four and five years.&nbsp; The Federal Pell Grant program <a href=\"https:\/\/studentaid.gov\/help-center\/answers\/article\/is-there-limit-to-how-long-i-can-receive-federal-pell-grant-funds\" target=\"_blank\" rel=\"noreferrer noopener\">limit is 600%<\/a> (the equivalent of six years at full-time enrollment).&nbsp; More information on limits can be found in each individual program listed on the <a href=\"https:\/\/uwm.edu\/finances\/finances\/types-of-financial-aid\/grants-and-waivers\/\">Grants<\/a> and <a href=\"https:\/\/uwm.edu\/finances\/finances\/loans\/\">Loans<\/a> pages.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Aggregates<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Most loan programs have imposed <strong><em>limits on how much can be borrowed<\/em><\/strong> for an academic year as well as how much can be borrowed for an entire career (aggregate career limits). &nbsp;Learn more about direct loan limits under Federal Direct Loans on the <a href=\"https:\/\/uwm.edu\/finances\/finances\/loans\/\">Loans<\/a> page. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Satisfactory Academic Progress (SAP)- Timeframe<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Undergraduates can attempt up to 150% of the credits needed to complete their degree before they will no longer be eligible for aid. &nbsp;Graduate students are able to attempt&nbsp;200% of their required credits.&nbsp; Review the <a href=\"https:\/\/uwm.edu\/finances\/finances\/receiving-financial-aid\/satisfactory-academic-progress-sap\/\">Satisfactory Academic Progress (SAP) Policy<\/a> for details.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Semesters Most grant programs are only available for undergraduate students and have limits on the number of semesters in which a student can receive funds.&nbsp; For most, the maximum is between four and five years.&nbsp; The Federal Pell Grant program &hellip;<\/p>\n","protected":false},"author":40,"featured_media":0,"parent":4021,"menu_order":20,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","uwm_wg_additional_authors":["peterbur@uwm.edu","bjweber@uwm.edu","bjambura@uwm.edu","szylka@uwm.edu","murph293@uwm.edu","ccalhoun@uwm.edu","jpspiess@uwm.edu"]},"class_list":["post-4773","page","type-page","status-publish","hentry"],"uwm_unpublish_requested":false,"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.2) - 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