In compliance with U.S. Government Regulations, UWM requires all students with an F-1 visa to have health insurance. F-1 students will be automatically enrolled in the UWM Student Health Insurance, through Student Assurance Services (SAS). Other plans will not be accepted. The cost for this insurance is the student’s responsibility and payment is due before class begins, along with tuition and fees.

Students will be notified when the cards are ready to be picked up in the UWM ESL Office.

ESL students who are here with dependents (spouse and children) can purchase the same health insurance for their dependents, each dependent would pay the same rate for coverage that the ESL student has for the same time period. This coverage can only be purchased at the same time that the ESL student begins their insurance enrollment/ESL classes.

The policy brochure containing detailed information can be found on the Consolidated Health Plans (CHP) website.

If you have any questions regarding health insurance, or if you need help submitting a Claim Form to SAS for reimbursement for services that you had to pay, please see Jody Forbeck, ESL Financial Assistant, in Curtin 684 or e-mail

When a Student Becomes Ill

Medical services are available through the UWM Norris Health Center with a UWM ID card. Most medical visits are free for UWM students and a pharmacy is available. Any prescribed medication can be purchased at a lower cost to UWM students.

Students who become seriously ill or hurt on the weekend or after the UWM Norris Health Center is closed should go to the ER (Emergency Room) or Acute Care/Urgent Care clinic at a hospital. The nearest hospital to UWM is Columbia-St. Mary’s (2323 N. Lake Dr.).

Finding a Health Provider

On the Schedule of Benefits, the “In-Network” costs are cheaper than the “Out-of-Network” costs. You will want to find a “Preferred Provider” (doctor or hospital) “In-Network.”

To find a “Preferred Provider” (In-Network) doctor or hospital within Wisconsin, use the Cigna website. Click on “Find a…” to search for a Doctor, Hospital, Pharmacy or Facility. Type in Milwaukee, WI or your town and then click search. You can add more filters, including language of doctor, to find a doctor suited to your needs.The ZIP code for the UWM neighborhood is 53211.

Co-Pays and Additional Costs

For an In-Network doctor or clinic, a student may still need to pay a “co-pay” for a doctor’s visit, as well as any laboratory, x-rays, or other tests.

Pharmacy Benefits

In addition to going to the pharmacy at the UWM Norris Health Center, Walgreens and CVS also have pharmacies and are close to campus. You will show your medical insurance ID card in order to receive special pricing as listed in the Schedule of Benefits.

Get an Online ID Card 

If you lose your card or would like an extra one, go to the CHP website for UWM. On the upper left side of the page select “Online ID Card Login” under “Quicklinks”, fill in the required personal information, and then select “Request ID Card”. Select “Click here” for a  printable version of your ID Card.