Minority Teacher Loan

Details and Requirements:

The Minority Teacher Loan is a loan for Wisconsin residents seeking teaching degrees who are African American, American Indian, Hispanic, and South-East Asian (Hmong, citizens or descendants of Laos, Cambodia, or Vietnam admitted to the U.S. after December 31, 1975).  It is administered by the Wisconsin Higher Educational Aids Board (HEAB). The loan can be forgiven up to 100% based on certain employment criteria. Eligible students will be queried and have applications mailed to them.

Additional Requirements:

  • Must be a first degree sophomore, junior, senior enrolled for at least half-time (6 credits).
  • Enrolled in a program of study leading to a teacher’s license in a discipline identified as a teacher shortage area for this state by the Federal Department of Education.
    • Teacher Shortage Areas for the state of Wisconsin:
      • English as a Second Language
      • Bilingual Education
      • Foreign Languages
      • Mathematics
      • Science
      • Special Education
        • Cognitive Disabilities
        • Cross Categorical
        • Deaf and Hard of Hearing
        • Early Childhood-Special Education
        • Emotional/Behavioral Disorders
        • Learning Disabilities
        • School Speech and Language Disabilities
        • Visual Disabilities
  • 3.0 or higher GPA.
  • Terms of Forgiveness – Employed in a public or private elementary or secondary school in the city of Milwaukee as a full-time teacher in the high-demand area related to the recipient’s program of study. The loan recipient must receive a rating of proficient or distinguished on the educator effectiveness system or the equivalent in a school that does not use the educator effectiveness system.
  • Borrowers ineligible for loan forgiveness will begin repayment six months after graduating, leaving school, or dropping below half-time enrollment. Repayment must be completed within 10 years of the date repayment begins.  For questions regarding repayment, please contact Tegan McGillivray (HEAB), 608-267-2212.