Federal Direct Loan Entrance Counseling

Entrance Counseling provides important information regarding borrowers’ rights and responsibilities assumed when borrowing. You must complete Entrance Counseling before any Direct Loan funds can be disbursed if you are borrowing a Federal Direct or Federal Grad PLUS loan for the first time.

By selecting the link Entrance Counseling you will be directed to the federal student aid website. Select the Log in to Start button next to either the Undergraduate or Graduate student type. Then log in using your FSA ID Username, email, or mobile phone and password. Follow the instructions.

Federal Direct Loan Exit Counseling

Exit counseling provides an opportunity for the borrower to review their rights and responsibilities and provide their Loan Servicer(s) with current contact information. This helps borrowers make wise decisions with regard to the repayment of their loans. Exit counseling is required by the federal government for borrowers of federal student loans whenever a borrower:

  • Graduates
  • Withdraws, even if you plan to transfer
  • Drops below half-time status (6 credits as an undergraduate or 4 credits as a graduate)

Follow this link to log in and complete your Direct Loan Exit Counseling. Exit counseling discussed here covers Subsidized Loans, Unsubsidized Loans, and PLUS Loans (for graduate/professional students) for both the Federal Family Education Loan (FFEL) Program and the William D. Ford Direct Loan Program.

Federal Perkins Loan Exit Counseling

Exit counseling is required for students that drop below half-time (below six credits for undergraduates or four credits for graduates), withdraw, or graduate. The online exit counseling session will provide pertinent repayment information and also provide the opportunity for borrowers to update their contact information. The request and instructions to complete exit counseling will be mailed from the Office of Student Accounts in Mellencamp Hall, Room 110.

Federal Nursing Loan Exit Counseling

Exit counseling is required for students that drop below half-time (below six credits for undergraduates or four credits for graduates), withdraw, or graduate. The online exit counseling session will provide pertinent repayment information and also provide the opportunity for borrowers to update their contact information. The request and instructions to complete exit counseling will be mailed from the Office of Student Accounts in Mellencamp Hall, Room 110.

PLUS Credit Counseling

A borrower is required to complete PLUS Counseling if an endorser is needed or an appeal has been granted by the U.S. Department of Education. PLUS Loan counseling is separate from Graduate PLUS Loan counseling that all first-time graduate and professional student PLUS borrowers must complete. Find PLUS Counseling here, then:

  • Log in using the borrower FSA ID Username and password
  • Select either parent of an eligible dependent undergraduate student or graduate/professional student.