Cost of Attendance

Estimated Cost of Attendance

The Estimated Cost of Attendance (COA) reflects average educational costs and is used to predict what it could cost to attend UWM. It is used to determine financial aid eligibility, and a student may not receive financial aid in an amount that exceeds the COA.

  • The COA includes estimates of direct charges and indirect costs.
    • Direct charges are posted to your PAWS account. Examples: Tuition, Room, and Meals if you live on campus.
    • Indirect costs are educational expenses that are not posted to your PAWS account. Examples: Books, Rent, and Meals if you live off campus.
    • To better budget your total actual charges, try using our Estimated Cost Calculator.
2016-2017 Living with Parent Living On or Off Campus
Tuition *See Tuition Estimates below *See Tuition Estimates below
Books/Supplies $800 $800
Room $0 Undergraduate: $6,510 Graduate: $9,690
Meals $3,840 $3,840
Transportation $1,306 $1,306
Personal/Misc $2,000 $2,000

Note: An average amount for loan fees may also be added to your budget based on the type of loans you receive. Amounts are based on an academic year (fall/spring).

Tuition Estimates

Complete the grid above using the estimated tuition rates listed below. These estimates are based on full-time enrollment. For current actual tuition charges, visit the Bursar Office.

2016-2017 Tuition Undergraduate Graduate
Resident $9,470 $11,764
MN Reciprocity $13,274 $17,222
Midwest Student Exchange Rate (MSEP) $13,514 N/A
Non-Resident $19,826 $25,036

Estimated Cost Of Attendance 2016-17

Estimated Cost of Attendance 2015-2016

2014-15 Estimated Cost Of Attendance 

Adjustments to Cost of Attendance

You may qualify for an adjustment to COA. This is called a Budget Adjustment and is available for the documented rental or purchase of a personal computer, the costs expected to be incurred for dependent care, and when documented expenses are significantly different than those used in our estimates.

  • A Budget Adjustment may or may not increase the amount of financial aid awarded. If you have already received aid up to your annual limits, consider borrowing additional aid through a Parent Plus or Private Educational Loan.
  • Example: Joe is a resident undergraduate student living on campus.
    • Joe’s COA is $23,588. Joe has been awarded $10,000 in financial aid based on the FAFSA.
    • If Joe needs extra financial aid, Joe could borrow a maximum of $13,588 in a private loan without having to complete a request for a budget increase.
  • To find out what your cost of attendance is, you can follow the steps outlined on page 4 of this tutorial.
  • If you believe you qualify for a budget adjustment, complete a Budget Adjustment Request with this form.

Determining Need

The Estimated Family Contribution (EFC) is calculated from information provided on the FAFSA. It is used to determine your eligibility for need-based aid, like grants, work study, and subsidized loans.

Calculating Your Actual Cost

Your actual expenses can be direct or indirect. Use the Estimated Cost Calculator to estimate your charges. Compare this to the financial aid you have been offered or use the Net Price Calculator to get an estimate of your financial aid eligibility.

  • If you receive more financial aid than you are charged by the university, you will receive an excess cash check.
    • The Cashier’s Office begins mailing excess checks approximately two business days after your refund is posted on PAWS, but no earlier than five days before the start of a semester.
    • Learn more here.
  • If you need additional financial assistance, look into: