Estimated Cost of Attendance
The Estimated Cost of Attendance (COA) reflects average educational costs and is used to predict what it could cost to attend UWM. It is used to determine financial aid eligibility, and a student may not receive financial aid in an amount that exceeds the COA.
- The COA includes estimates of direct charges and indirect costs.
- Direct charges are posted to your PAWS account. Examples: Tuition, Room, and Meals if you live on campus.
- Indirect costs are educational expenses that are not posted to your PAWS account. Examples: Books, Rent, and Meals if you live off campus.
- To better budget your total actual charges, try using our Estimated Cost Calculator.
|2016-2017||Living with Parent||Living On or Off Campus|
|Tuition||*See Tuition Estimates below||*See Tuition Estimates below|
|Room||$0||Undergraduate: $6,510 Graduate: $9,690|
Note: An average amount for loan fees may also be added to your budget based on the type of loans you receive. Amounts are based on an academic year (fall/spring).
Complete the grid above using the estimated tuition rates listed below. These estimates are based on full-time enrollment. For current actual tuition charges, visit the Bursar Office.
|Midwest Student Exchange Rate (MSEP)||$13,514||N/A|
Adjustments to Cost of Attendance
You may qualify for an adjustment to COA. This is called a Budget Adjustment and is available for the documented rental or purchase of a personal computer, the costs expected to be incurred for dependent care, and when documented expenses are significantly different than those used in our estimates.
- A Budget Adjustment may or may not increase the amount of financial aid awarded. If you have already received aid up to your annual limits, consider borrowing additional aid through a Parent Plus or Private Educational Loan.
- Example: Joe is a resident undergraduate student living on campus.
- Joe’s COA is $23,588. Joe has been awarded $10,000 in financial aid based on the FAFSA.
- If Joe needs extra financial aid, Joe could borrow a maximum of $13,588 in a private loan without having to complete a request for a budget increase.
- To find out what your cost of attendance is, you can follow the steps outlined on page 4 of this tutorial.
- If you believe you qualify for a budget adjustment, complete a Budget Adjustment Request with this form.
The Estimated Family Contribution (EFC) is calculated from information provided on the FAFSA. It is used to determine your eligibility for need-based aid, like grants, work study, and subsidized loans.
- Find your EFC
- Use this equation to find your need:
- Cost of Attendance – Expected Family Contribution = Financial Need
Calculating Your Actual Cost
Your actual expenses can be direct or indirect. Use the Estimated Cost Calculator to estimate your charges. Compare this to the financial aid you have been offered or use the Net Price Calculator to get an estimate of your financial aid eligibility.
- If you receive more financial aid than you are charged by the university, you will receive an excess cash check.
- The Cashier’s Office begins mailing excess checks approximately two business days after your refund is posted on PAWS, but no earlier than five days before the start of a semester.
- Learn more here.
- If you need additional financial assistance, look into: